Allstate insurance typically does not cover vehicles rented out through Turo or similar peer-to-peer car-sharing platforms. Traditional personal auto insurance policies typically exclude coverage for vehicles used for commercial purposes, including renting out your car through a peer-to-peer car-sharing service like Turo.
If you plan to rent out your vehicle through Turo, it’s essential to understand that your personal auto insurance policy may not provide coverage for accidents or damages that occur while your car is being rented out. Turo does offer its own insurance coverage options for hosts and guests, which may provide protection for certain types of losses, such as physical damage to the vehicle and liability coverage for bodily injury and property damage.
Before renting out your car through Turo or similar platforms, it’s crucial to review the insurance coverage options provided by Turo and understand the terms, limitations, and exclusions of the coverage. You may also want to consider purchasing additional insurance coverage or consulting with your insurance agent to explore options for obtaining appropriate coverage for your vehicle while it’s being rented out.